Combat online fraud

Whether you choose our simple end-to-end solution or an integrated card processing system, it makes sense to consider the implications of online fraud on your business.

Barclaycard Business can offer you two main ways of combating online fraud -

1. Cardholder Authentication

The introduction of cardholder authentication means that you will now have the ability to prove that the cardholder used their card at the time of transaction. Cardholder authentication helps prevent chargebacks where cards are used fraudulently, or where the cardholder denies using the card.

At present, both Visa and MasterCard support internet authentication of cardholders. Barclaycard Business provide an authentication service that allows you to connect and process authentication requests.

The liability shifts from you, back to the card issuer. Find out more information about Internet Authentication

2. Card Security Code and Address Verification Services

This is a fast, efficient and economical way to validate Visa, MasterCard, Switch and Solo cardholders.

This service works by electronically checking the security code (the last 3 numbers on the cardholder's signature strip), and then checks the numerics of the address. The data check response helps you decide whether or not to proceed with the transaction.

Find out more information about Card Security Code and Address Verification Services.